Ethical Selling

For most of us, knowing the difference between right and wrong is pretty clear, but sometimes doing the right thing is hard to do. Or, lets say we are challenged to make the right choices.

Our government helps us out with our decision making process about right and wrong by making laws that specifically tell us what is right and what is wrong. It is illegal to shoplift. It is a legal requirement to properly label the ingredients on food products. While there is an occasional debate about the meaning of laws, we generally understand what is acceptable and what is not. Conveniently, these laws are enforced.

Ethical behavior is a slightly different matter, since ethics are established and maintained by the culture and they are not always written down or specifically communicated. If you find a wallet at a gas station that has $100 cash in it, the ethical thing to do is to contact the owner and return the wallet with the cash. If you go through the checkout line at a department store and the new cashier gives you back too much change, the ethical choice is to tell the cashier about the error. The challenge with ethics is that you are in charge of managing your own code of ethics.

Sales people deal with ethical challenges all the time. Maybe you have faced issues like these:

- Should I tell the customer about my products quality problems?
- My customers purchase order had the wrong price on the order (it was higher than what you quoted). Should I tell them?
- My expense account is to be used for selling expenses only, but how would my company know the difference between a personal expense and a customer expense?
- Your product was not made to the customers specification, but was shipped anyway. Do you tell them or do hope that they dont notice?

Your own code of ethics helps make the little decisions easier along with the big ones. When you always tell the truth you dont have to remember anything; it is easier this way. When you do the ethical thing, you have little regret or remorse about your choices.

So, what does a sales persons code of ethics look like? Here are a few ideas:

- Always tell the truth.
- Dont lie through omission; tell the whole story including the bad parts.
- Always do what you promise; if you can, deliver more than what you promise.
- When you fail to deliver on a commitment, tell the customer immediately. Dont wait for them to find out.
- When in doubt about a choice, seek advice from a mentor (I.E. someone you admire and is ethical).
- Put your promises in writing to hold yourself accountable; this will also document your good behavior when you deliver what you promised.
- Treat your customer like you would like to be treated.

Do the right thing.

John Bradley Jackson brings street-savvy sales and marketing experience from Silicon Valley and Wall Street. His resume also includes entrepreneur, angel investor, corporate trainer, philanthropist, and consultant. His book is called First, Best, or Different: What Every Entrepreneur Needs to Know About Niche Marketing.

Check out his website at: http://www.firstbestordifferent.com or his blog at http://www.firstbestordifferent.com/blog

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Online Payday Loan In Georgia - Worth It?

The traditional way of applying for and procuring a payday loan or a cash advance has been to personally go down to the bank, stand in the queue and produce hundreds of documented proof with no real assurance that you will get that much required loan. Welcome to the new age online payday loan in Georgia.

At a click of your mouse, you can scroll through pages and pages of providers of payday loan in Georgia. Select your preferred lender, fill in the online form and sit back with the assurance that the money will be deposited into your bank account within the next 24 hours. Sound simple! So let us now talk about the catch. These advances are available at a very high rate of interest and so they should be availed only if your need is genuine and extremely urgent.

Beware Of Fraudsters

While online Georgia payday loan is easily found and simple to apply for, you do need to be cautious of frauds. While the net acts as a friend, it also hides numerous scamsters who are out there to make a quick buck. Be sure to check the credibility of the lender you wish to deal with. Ask for details or read through the testimonials to understand their history.

You also need to be wary as you will be providing some personal and bank information, which if gets in the wrong hands, could do a lot of irreversible damage to your financial standing. While there is no fool proof method of finding out the genuine from the frauds, a little bit of research and study would go a long way in helping you make the right decision.

Information Required From The Borrower

Online forms normally ask for some personal information like age, sex, professional experience, and your current employment details. This is just to convince the lender that you are in a position to pay back the payday loan with your next paycheck. If the lending agency is a reliable one, then this information is secure and you can be assured that the information would not be leaked to anyone.

What Are The Payback Terms?

Mostly, a no fax Georgia payday loan would be a short term loan. These advances are normally two week contracts or arranged in such a manner that you repay through your next paycheck. Some lenders chalk out a contract where money gets deducted from your salary account as soon as your next paycheck gets deposited. Some ask for postdated checks right at the time of approving the amount.

Online payday loan in Georgia is simple, reliable and fast. Though they do make life easier for all those who are hassled by sudden financial emergencies, but one must take them only when the need is genuine and immediate. This would ensure that the borrower does not get trapped in a debt cycle where in he keeps borrowing again and again to clear the previous debts off.

Online Georgia payday loan, also known as no fax Georgia payday loan can be called an online payday loan in Georgia as well as it is available online and can be procured without any documents with just a simple click of the mouse. For more information visit payday loan in Georgia.

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