Your Guide To Buying A Money Clip Wallet

Every style guru will insist that you carry only the bare essentials in your wallet because every man's wallet should be slim and sleek. Often, a money clip is suggested as a stylish alternative. Many guys who took that suggestion and ended up with a money clip found themselves fumbling with stray credit cards and IDs.

A popular hybrid is available for those who are trying to strike that fine balance between style and functionality. It's a wallet with a money clip, or in short, a money clip wallet.

A money clip wallet looks like a typical billfold wallet except that it's thinner. It's thinner because it doesn't have any bill compartment and it doesn't have any side pocket. Other than the money clip that runs through the center of the wallet, it usually has credit card slots on both sides of the wallet.

There are three things you should look out for when you're buying a money clip wallet.

1. The Money Clip

Not all money clips are made the same. Fiddle around with the money clip. Open and close the money clip a few times. It should snap open easily and more importantly the grip should be tight when it snaps back into position. It has a lot to do with the spring mechanism.

If this sounds like rocket science to you, bring along 15 to 20 notes with you when you're making your purchase. Try out the money clip and make sure it holds the notes in place. The notes should be secured tightly if it's a good money clip.

Also check to see if the money clip is fixed to the wallet or if it's detachable. Always go for one with a non-detachable money clip. It feels a lot more secure.

2. The Leather

With a metal clip as the spine of the wallet, a money clip wallet is understandably stiffer than a typical billfold wallet. That's why it's a good idea to choose one made of leather that's soft and supple.

3. The Size

A money clip wallet is meant to be slim and sleek so it's usually smaller than a regular wallet. Some are designed specially for U.S. dollars and bills such as the euro may be too big for your wallet. So make sure you get one that fits the currency you use.

Remember, you'll only look stylish if you carry the right money clip wallet. You wouldn't want to be fumbling with your notes because of a lousy money clip. You wouldn't want your notes to be sticking out because your money clip wallet is too small. So make your choice wisely.

Logan Wong writes for Mensfolio.com Blog and is the founder of Mensfolio.com

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Washington Mutual Credit Card Review

Washington Mutual is one of the largest banks of America and it offers an amazing variety of cards. The first and the foremost is the Washington Mutual Platinum Card which comes with instant approval so now you don't have to wait for days to know the status of your application, you get to know instantly whether your application for a Washington Mutual Platinum Card is approved or not. As a measure of protection against the unauthorized services which are on a rise, the Washington Mutual Platinum Card comes with $0 fraud liability on unauthorized purchases so you don't have to spend sleepless nights in case that happens.

Without any annual fee and discounts from popular retailers available online this card is hard to resist. The promotional balance transfer APR is as low as 0% for the first 12 billing cycles as it is the introductory period and after that the APR for purchases varies from 9.99% to 19.99%. The Washington Mutual Platinum Card also gives you a grace period of 25 days if the new balance is paid fully by the due date of the payment and the balance is calculated according to the method of the two-cycle average daily balance which includes new purchases too. With the Washington Mutual Platinum Card you are charged a minimum of $1 as a finance charge and 1% of each purchase as the transaction fee for the purchases that you make outside the U.S. and its territories. The Washington Mutual Platinum Card charges 3% for each balance transfer ranging from a minimum of $5 to a maximum of $75 and 3% of the advance i.e. a minimum of $10 is charged from you as your cash advance fee. If you are late in paying the bill, a late fee varying from $19 to $39 is charged depending on your balance and if you exceed your set credit line during any billing cycle an overlimit fee of $35 is charged from you.

The Washington Mutual Platinum Card also provides you with the unique and interactive Washington Mutual Credit online account management providing you an offer card whenever you visit the visit the site thereby increasing customer base and saving you from the trouble of searching and applying for a credit card.

Not very long ago the Washington Mutual took over the Provident Credit Card which was the erstwhile credit card giant and has grabbed up the ninth position in the credit card ranking in America since then and now it offers you three more cards to choose from one of them being the Providian Real Rewards Card. The Providian Real Rewards Card is different from others because it rewards you with points every time you use it and the rewards come in different forms thereby giving you freedom of choice. So with Providian Real Rewards Card you can use your rewards for purchasing flight tickets or as restaurant coupons.

Another card offered by the Washington Mutual is the Providian Cash Back Card which gives you cash back on any purchase you make thereby giving you ample opportunity to get your money back with each purchase made by you.

The third card offered under this head is the Providian Rewards Card enabling you to earn a point for every dollar you spend through it and that too in different forms ranging from merchandise and gift cards to travel benefits.

In spite of seemingly great offers Providian is constantly in the midst of lawsuits with customers constantly accusing Providian of charging them more than their due payment. To add insult to injury, customer service is poor and lacking in quality.

With the Business Card offered by the Washington Mutual Credit Card you can keep the expenses your business separate and it also gives you employee cards whose spending limits are set by them. What's more, you can also track down the individual expenditure of the employees from the itemized statements which are provided along with other benefits including the online service which is available 24/7.

This article was brought to you courtesy of Anthony Samuel, the webmaster of http://www.apply-for-a-credit-card-now.com. A credit card directory where you can search, compare and apply for credit card offers from leading credit card companies as well as find tools and credit card articles to help you choose the right credit card.

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